What is the process to obtain a bond and how long does the process take?

It is similar to applying for a bank loan. It gets more complicated if you need a large bond. If you need a bond under $500,000, we might be able to get it approved with minimal information if you have clean personal credit. For larger bond programs, we will need to obtain information from you that will allow the bonding company to understand your character, ability, and financial condition. Once we have all necessary information, we review it and develop a submission package to one of our surety markets within 24 hours. Unless the surety has concerns and/or conditions, a response is usually received shortly thereafter.

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